Newly updated FHA loan limits in 2015 for California counties
Not all counties share the same FHA Loan limits
The lending limits caps have always played a significant role when applying for an FHA home loan. Not all counties in California carry the same loan limits. There’s a large difference between single family homes, duplex, tri-plex and a four unit as well. Below are a list of high limit and standard loan limit counties. There are counties in between that are not listed. Please see the entire list to find a county that has not been listed.
High cost FHA loan limits in California by county
Counties are
| ALAMEDA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| CONTRA COSTA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| LOS ANGELES | $625,500 | $800,775 | $967,950 | $1,202,925 |
| MARIN | $625,500 | $800,775 | $967,950 | $1,202,925 |
| MONO | $529,000 | $677,200 | $818,600 | $1,017,300 |
| MONTEREY | $502,550 | $643,350 | $777,650 | $966,450 |
| NAPA | $615,250 | $787,650 | $952,050 | $1,183,200 |
| NEVADA | $477,250 | $610,950 | $738,500 | $917,800 |
| ORANGE | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SAN BENITO | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SAN DIEGO | $562,350 | $719,900 | $870,200 | $1,081,450 |
| SAN FRANCISCO | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SAN LUIS OBISPO | $561,200 | $718,450 | $868,400 | $1,079,250 |
| SAN MATEO | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SANTA BARBARA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SANTA CLARA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SANTA CRUZ | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SONOMA | $520,950 | $666,900 | $806,150 | $1,001,850 |
Counties with standard FHA loan limits in California
| ALPINE | $463,450 | $593,300 | $717,150 | $891,250 |
| AMADOR | $332,350 | $425,450 | $514,300 | $639,150 |
| BUTTE | $293,250 | $375,400 | $453,750 | $563,950 |
| CALAVERAS | $373,750 | $478,450 | $578,350 | $718,750 |
| COLUSA | $271,050 | $347,000 | $419,425 | $521,250 |
| DEL NORTE | $271,050 | $347,000 | $419,425 | $521,250 |
| EL DORADO | $474,950 | $608,000 | $734,950 | $913,350 |
| FRESNO | $281,750 | $360,700 | $436,000 | $541,800 |
| GLENN | $271,050 | $347,000 | $419,425 | $521,250 |
| HUMBOLDT | $327,750 | $419,550 | $507,150 | $630,300 |
| IMPERIAL | $271,050 | $347,000 | $419,425 | $521,250 |
| INYO | $369,150 | $472,550 | $571,250 | $709,900 |
| KERN | $271,050 | $347,000 | $419,425 | $521,250 |
| KINGS | $271,050 | $347,000 | $419,425 | $521,250 |
| LAKE | $271,050 | $347,000 | $419,425 | $521,250 |
| LASSEN | $271,050 | $347,000 | $419,425 | $521,250 |
| MADERA | $271,050 | $347,000 | $419,425 | $521,250 |
| MARIPOSA | $322,000 | $412,200 | $498,250 | $619,250 |
| MENDOCINO | $373,750 | $478,450 | $578,350 | $718,750 |
| MERCED | $271,050 | $347,000 | $419,425 | $521,250 |
| MODOC | $271,050 | $347,000 | $419,425 | $521,250 |
| PLACER | $474,950 | $608,000 | $734,950 | $913,350 |
| PLUMAS | $336,950 | $431,350 | $521,400 | $648,000 |
| RIVERSIDE | $355,350 | $454,900 | $549,850 | $683,350 |
| SACRAMENTO | $474,950 | $608,000 | $734,950 | $913,350 |
| SAN BERARDINO | $355,350 | $454,900 | $549,850 | $683,350 |
| SAN JOAQUIN | $304,750 | $390,100 | $471,550 | $586,050 |
| SHASTA | $273,700 | $350,350 | $423,500 | $526,350 |
| SIERRA | $304,750 | $390,100 | $471,550 | $586,050 |
| SISKIYOU | $271,050 | $347,000 | $419,425 | $521,250 |
| SOLANO | $400,200 | $512,300 | $619,300 | $769,600 |
| STANISLAUS | $276,000 | $353,300 | $427,100 | $530,750 |
