Our vacation home loans make it easy for you to buy a vacation home at a great rate

Put your mind at ease when you buy a vacation property

Buying your dream vacation home with a minimal down payment

  • We have low down payment options available for vacation home loans.
  • Plan your vacation home purchase and get a vacation home pre-approval. Having a pre-approval on hand gives you leverage over the competition.

Benefits of buying an vacation home

  • Take your vacation in the comforts of your own home, literally. Having a vacation home you can enjoy any time of the year is another incentive for you take some time off to relax.
  • If you change your mind and don’t want to use your vacation home year-round.  Use your low payment on your Vacation home loan and make have another income.
  • Being current and on time with any loan improves your credit and same is applied for your vacation home loan.   It’s just another way to improve your credit standing.
  • Need a hand finding a place, not a problem our in house professional real estate partners can help you find your dream vacation home in California today.

Popular loan options for buying an vacation home in California

  • 30 Year Fixed – Offers a predictable low payment with a reliable rate that won’t change regardless of market conditions.
  • 15 Year Fixed – Build the equity of your investment home quickly while decreasing the total financed amount and the total paid in interest.
  • Adjustable Rate Mortgage – Pay down your mortgage quickly by lessing less interest with the lower initial interest rate.  Adjustable rate mortgages provide a much lower initial rate than fixed conventional mortgage products.