Mortgage perfect for a foreign national (non-citizen) that have an ITIN number

• Purchase, rate/term refinance, cash-out refinance OK
• Need ITIN proof that is needed is a valid ITIN card or a IRS ITIN letter.  As well as a valid passport.
• Eligibility is also based on income qualification:
  • 2 years of tax returns
  • 2 months of pay stubs
  • A year to date profit and loss statement (P&L Statement)
  • A business license from your CPA or a letter from a CPA documenting a minimum of 2 years employment.
• Additional credit and reserve requirements for this program
• Credit will be pulled using ITIN number
  • Additional proof of credit may be required if credit bureaus do not report.